Based on what we have learned over the years, we know that floods can happen anywhere in North Carolina – and you don’t have to be on the coast to be affected.
About 20% of flood insurance claims come from moderate- to low-risk areas.
This means you don't have to live in a high-risk zone to be affected by a flood. Having flood insurance means you're covered if groundwater rises and floods your home – something that isn't typically covered by a general home insurance policy.
Just think of what a few inches of floodwater could do to your home. That's more than enough water to destroy floors, walls, and other damages - costing you thousands if you don’t have flood insurance.